Summary: Are you wondering why your FHA application never got approved? Here are a few common reasons that make most of the lenders deny FHA loan applications. Anyone can apply for a FHA loan. However, not every application gets approved for an FHA loan. Different FHA-approved lenders have different criteria to approve FHA loan applications. Nevertheless, here are a few common reasons that can lead to denial of FHA loan applications: Low credit score 500 is the minimum credit score required to qualify for an FHA loan, as per the Department of Housing and Urban Development. But most of the FHA-approved lenders consider a credit score of at least 600 while approving loan applications. If your credit score is lower than this, there are high chances that your application might get denied. Not making the required down payment You will have to pay up at least 3.5 percent of the purchase value of your home as down payment in order to qualify for an FH...